Are you our Ideal Client?

Does Your Company Have Between 1 and 1,000 Employees?

You are our ideal client! We specialize in Voluntary Payroll Deduction Benefits, with products and services specifically designed for the needs of companies that have 1 to 1,000 benefit eligible employees. Unlike our competition, we don’t need 100 or more employees, and 50% or more signed up to get a program started. We have programs that start with as few as ONE participant.

The companies we serve work in a wide variety of industries such as manufacturing, auto dealers, agriculture, farms, ranches, tire stores, auto repair, school districts, hospitals, law and accounting firms, builders, contractors, municipalities, county governments, retailers, franchise and independent restaurants, hotels, and not-for-profits to name a few. Many have only one location, but some have several locations throughout America and even employees located throughout the world.

What all of these companies have in common is that they want to provide their employees with a quality employee benefits package but are struggling to deal with the costs and administration. They want to focus on their core business and not worry about the employee benefits. This is where we come in.

Are Some of These Statements True for You?

• Our rates keep going up and all our broker comes up with is to reduce the benefits and pass the cost along to the employees.
• We offered voluntary benefits before, but not enough employees signed up the first year so the plan was never installed.
• We don't have the time or resources to deal with claim and billing problems, let alone making sure we're following all the rules we are supposed to.
• Our current brokers seem very old school. They just shop our plans, put everyone on a spread sheet, and don't bring any new ideas to the table.
• Our current broker wants to do everything, and their lack of specialization shows in their inability to do anything extremely well.
• We work with a large broker and they don't pay attention to us except when it's time to renew our policies or when they want to sell us something.
• We call our insurance carrier with a claim problem and we never hear back. We have to keep following up. Meanwhile our employees are yelling at us because they are getting threatening letters and phone calls from collection services for unpaid claims.
• I'm sick of being charged for every paperclip and FedEx by our benefits consultant.

Now that you know the kind of clients we work with and some of their common problems you should read on...

Consider Working With Us If:

• You want quick and accurate answers to your questions and issues every time.
• You want to concentrate on your business instead of spending time and money dealing with claims, billing and compliance issues.
• You want a benefits strategy to control costs, not just a spreadsheet.
• You want to be kept updated throughout the year- No surprises.
• You want to control costs while providing the benefits you need to keep your employees happy and productive.
• You want employees who understand how to use their benefits and appreciate what they have

Don't Consider Working With Us If:

• You are only interested in having someone shop the market and give you a spreadsheet
• You enjoy starting the renewal process at the last minute every year
• You only want to hear from your broker once or twice a year
• You enjoy dialing seventeen prompts when calling the insurance carrier for claim and billing issues only to be disconnected so you can start all over again.

In the past, simply shopping the market for the lowest rates was enough. In today's rapidly changing business environment it's important to stop and consider all of your company's needs with regard to your employee benefits.

Look through the Products section to get a quick primer on some of the employee benefits products that are available. It's important to offer a well-rounded employee benefits package to help you attract, retain, and reward quality employees. You can use Voluntary Payroll Deduction Benefits to fill in the holes and round out your employee benefits package. You'll be providing the additional benefits employees want and desire and because they are employee-paid through payroll deduction you won't be increasing your benefits costs.

“We specialize in voluntary payroll deduction (VPD) benefits!”

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Products not available in all states. Product provisions and features may vary from state to state. The agents of Life Solutions, Inc. are not licensed to sell insurance in all 50 states. To find out if an agent is licensed in your state, please call or e-mail.

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